Auto insurance is an insurance policy designed to help you cover the costs for damages after an accident on the road, including accidents in which you strike an animal, are struck by another driver, or any damage caused by severe weather. No matter if you have a small car you already paid off and choose to keep only liability or own a brand new SUV with full coverage, the choice of having insurance is not fully in your hands. It is the law that all licensed drivers carry some form of car insurance for their protection and for the protection of other drivers on the road, and failing to have this type of policy will result in a penalty.
Accidents
Imagine for just a moment how much more serious it will become if you find yourself struck by a driver not paying attention, and then discover they do not have auto insurance of their own. Auto insurance in Tulsa, OK may be purchased with coverage to make up for this type of situation, ensuring you never find yourself forced to pay your medical and car repair bills directly out of pocket. If you were to get into an accident due to your own mistakes, your Tulsa auto insurance would cover the other driver’s car damages and medical bills, so you do not have to pay them yourself.
Weather
The most common way drivers use their auto insurance to cover damage in poor weather is after a hail storm, especially during a rather harsh one. On average, a ball of hail will grow anywhere between a small pebble and a large golf ball during a storm, and will cause severe damage to vehicles on the road. Calling in the right insurance will ensure that you never find yourself caught without coverage in the event of a serious storm.
